What is CoolBucksNG?
CoolBucksNG is an online lending platform that provides unsecured loans (without collateral) to individuals in need of quick financial support. The company offers a fast and seamless application process , with loan disbursements ranging from as little as five minutes to 24 hours , depending on the applicant’s profile. Customers can access loans of up to ₦5,000,000 within minutes, making CoolBucksNG a reliable solution for urgent financial needs.
As a smart fintech company , CoolBucksNG leverages thousands of data points to assess customers' profiles and deliver tailored financial services. The company aims to expand its reach across Africa and Europe within the next three years, ensuring broader financial inclusion.
What Services Does CoolBucksNG Offer?
CoolBucksNG provides a variety of loan options designed to meet different financial needs, from short-term personal loans to business financing solutions . The platform offers:
Payday Loans
Short-term loans designed to help individuals cover urgent expenses before their next salary payment.
Instalment Loans (for Salary Earners)
Loans that allow salary earners to borrow larger amounts and repay in structured instalments over time.
Buy Back Loans (for Salary Earners)
A financial solution for individuals who need to refinance or consolidate existing loans with more favorable terms.
SME Loans (Unsecured)
Business loans available without collateral, helping small and medium-sized enterprises (SMEs) access funding quickly.
SME Loans (Secured)
Higher loan amounts for businesses that can provide collateral, offering better interest rates and repayment terms.
With these diverse loan products, CoolBucksNG ensures that both individuals and businesses have access to fast, reliable, and tailored financial solutions .
Payday Loans – Features and Benefits
CoolBucksNG offers Payday Loans , a short-term financial solution designed to help individuals manage urgent expenses before their next salary. These loans typically range from ₦15,000 to ₦30,000 , with repayment tenures between one and three months .
For borrowers opting for a one-month loan , there is an option to roll over the loan for an additional small fee not exceeding 2% of the outstanding balance. This flexibility ensures that customers can manage repayments more conveniently when necessary.
To access a Payday Loan, applicants must use the CoolBucksNG mobile app , which provides a seamless and efficient application process.
Contact CoolBucksNG
For inquiries or support, you can reach CoolBucksNG through the following channels:
📍 Address: 11A/B Oko-Awo Street, Victoria Island, Lagos
📧 Email: support@coolbucksng.com
📞 Phone: +234 704 202 4569, 0201 229 2936